Terms and Conditions

Effective July 30, 2026

Terms for using the River Relief website and requesting debt relief or personal-loan option support.

Plain-language policy pages.

Review the basics, then call River Relief if you prefer a person before sharing details online.

Website Use

This website provides general information about River Relief services and a way to request follow-up. It does not guarantee loan approval, rates, terms, or availability.

No Financial Guarantee

Examples, statistics, and page copy are for general informational purposes. Final options depend on borrower profile, affiliate availability, and state requirements.

Personal Lending Services

Personal loan options offered by affiliates may range from $1,000 to $100,000+, with APRs from 4.9% to 35.99%, origination fees from 4.95% to 10%, and terms from 4 to 84 months.

Communications

By submitting information or calling River Relief, you may receive follow-up about your review or request. Standard phone, text, or data rates may apply.

Availability

Services are not available in all states. Fees, options, and affiliate availability may vary.

Questions before you continue?

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River Relief facilitates access to personal lending and debt relief options offered through third-party affiliates. River Relief is not a lender and does not directly fund loans or negotiate, settle, or assume consumer debts. Personal loan options offered by affiliates range from $1,000 to $100,000+, with APRs from 4.9% to 35.99%, origination fees from 4.95% to 10%, and loan terms from 4 to 84 months. Only the most creditworthy borrowers qualify for the highest loan amounts and lowest rates.

Debt relief programs are offered and administered by third-party affiliates and are subject to eligibility requirements. Not all debts or consumers will qualify. Program availability, terms, fees, duration, and results vary based on individual circumstances and state of residence. No specific savings, program outcomes, or time to become debt-free are guaranteed.

Personal lending and debt relief options are not available in all states. By using this site, you acknowledge that you have read and understood our Terms of Use and Privacy Policy. River Relief does not discriminate on the basis of race, color, religion, sex, marital status, national origin, or ancestry.